Value Investing for Beginners

November 28, 2015 · Posted in Economy · Comment 


Thanks to one of my uncles, who shared a link with me on how to invest for beginners. Although I have to admit that it is all too new and too complex for me to understand, I still feel it’s a good reading for those who are beginning on their path for investment.

The author is Ken Chee, with the focus on “How to Build a Multi-Million Net Worth as Simple as ABC“. Published locally (in Singapore) in 2014, this has made its way to the internet. Below is an excerpt of the e-book.

“… Driven with that in mind, Ken transformed 8 Investment from a private investment business with $0 start-up capital, into a public-listed company [8I Holdings Ltd (ASX)] with a market capitalization in excess of S$100,000,000 within 6 years…”

Below is the link to the e-Book:

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GST Voucher in October 2014

October 31, 2014 · Posted in Economy · Comment 

GST LogoAs a Singaporean citizen or Singapore Permanent Resident (PR), life shouldn’t be that bad. Despite the inflation happening all around the world, prices have been going up in this small island of Southeast Asia. The Singapore government has introduced GST Voucher quite some time ago, and it has still been on-going until today.

In the month of October, I have received a U-Save rebate of S$55 to offset my utilities bill (Singapore Power Services). This is quite significant, considering that U-Save is given out every quarter (the last time I received was in July 2014). Needless to say, it goes by the Flat Type that you are staying in. A smaller size apartment, e.g. 1-room flat, would receive much more U-Save rebate amount as compared to a larger size apartment.

For more information, please visit this site.

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SingTel Offering Postpaid Mobile Subscribers Free Unlimited Data on National Day 2014

August 9, 2014 · Posted in Economy · Comment 

Singapore Telecommunications Logo

SingTel sent me an SMS yesterday to inform me that all of its own postpaid mobile subscribers will get to enjoy free unlimited data bundle during Singapore’s National Day, on the 9th of August, 2014, as part of celebrating the nation’s 49th birthday. Of course, I am absolutely thrilled with it; thinking that I could watch endless YouTube on my mobile device (which never actually happened). What makes it even better was that, postpaid mobile subscribers who did not have a data plan bundle will also get to enjoy this promotion on this very day (p/s: special configuration is required)

Whilst this comes as a great news, I am kind of disappointed with Mobile One (M1) and Starhub; as there was nothing of that sort from these service providers. As a M1 subscriber myself (too), I think this could also come as a great opportunity to gain publicity, after gone through some bad events happening last year, to restore the consumers’ confidence. This goes to show that monopoly is about to return back to the Red Team, and things are going to get tougher (financially) for the Green and Orange teams.

Ok, telco aside, it’s less than 3 hours left for me to enjoy SingTel’s offer, I’m going to make the most use of it – especially, that my Starhub Home Broadband service has gone down once again…, happening as frequent as once every 3 days!

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Costa Sands Downtown East to Shut Down

May 18, 2014 · Posted in Economy · Comment 

Costa Sands ResortEffective July 20th, 2014, the Costa Sands Resort in Pasir Ris (Downtown East) will shut down its facility, after 20 years of operations. According to press release, NTUC said it will return the site to the Singapore Land Authority (SLA) and its 30 workers will be deployed to other roles within its organization.

Ever since I was a kid, I remember my parents bringing me to the NTUC chalet resort to stay for a couple of days. They were some of the most fun time ever, and stay-vacation wasn’t very popular at that time, but we thoroughly enjoy it. I even held one of my birthday parties at the NTUC resort.

Looking back, if the NTUC resort is no longer there; it will be such a loss to the public and families who would like to stay in Singapore during vacation period. NTUC resort offers this great opportunity to get-away. And, by the way… my personal thought, the East Coast one is never going to be the same.

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SingTel EasyData Roaming Charges

March 10, 2014 · Posted in Economy · Comment 

SingTel Logo

Special corporate plan (DataRoam Saver) is available with SingTel to provide unlimited data-roaming charges to mobile users. See below for more information…

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Best Petrol Deal in Q4 2013 – 21% plus Instant Reward Redemption

November 17, 2013 · Posted in Economy · Comment 

SPC Fuel Promotion with UOB

This is the first I came across a Petrol company giving out 21% immediate discount, and on top of that, allows customers to use Instant Rewards. Redemption Program to take additional dollars off the final bill!

Without keeping you further in suspense, the petroleum company that I’m talking about is SPC (Singapore Petroleum Company), in a joint partnership with UOB (United Overseas Bank). As a UOB credit or debit card member, customers can enjoy up to 21% off petrol price at SPC, as long as you are able to produce a SPC&U membership card (application is free of charge) and charge the bill to a UOB credit or debit card. The instant reward redemption is based on the UNI$ points that you have accumulated on your UOB cards. The way these are calculated is as follows:

  • 10% off petrol purchases with SPC&U Card.
  • 5% off petrol purchases with UOB Credit Card.
  • S$3 petrol discount for every S$50 gross spend. This ensures to 6% discount in a single transaction for every S$42.50 charged to your UOB Visa or MasterCard Card.
  • An additional S$10 off instantly with just UNI$600 (a minimum of S$50 fuel, before discount, applies).

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Google Shares Break $1,000 Barrier

October 20, 2013 · Posted in Economy · Comment 

Google Share 1,000Last Friday, the search engine giant, Google, shares have topped the $1,000 for the first time after the company reported better-than-expected earnings in Q3.

Google posted a 36% jump in net profits to $2.97bn for the last quarter, and beat revenue forecast with 12% year-on-year achievement.

The overall result gave Google a market value of $334bn, but was well below Apple’s $461bn.

In August 2004, Google shares were floating at $85 per share, giving the company a market value of $23bn at that time. If I have withhold some Google shares during that time, imagine how rich I would have been.

All the stakeholders, who started withholding shares for more than 5 years ago, would be extremely delighted by now. There is no sign of slowing down of Google.

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The 360 Degree Leader

May 23, 2013 · Posted in Economy · Comment 

360 Degree Leader

Yesterday, one of my bosses sent me a nice present – The 360o Leader – a book written by John C. Maxwell. It has been a long time ever since I last picked up a book to read leisurely. This book came in handy.

I started reading it on my journey home from work. Today, I have covered over 30 pages. So far, the story can truly be related to real life examples and therefore kept the interest level aroused.

Thanks for sending the book for me!

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